So let's just take a house, for example, If you buy $100,000 house, and you're going to pay it off in 30 years without any interest on that loan. Which isn't realistic, but just for the example. Your payment is going to be about $300 a month. Of course, if you're paying a mortgage rate and the interest rate on your loan is 20%. So around that 1981 level, your payments would be closer to $1,700 a month. So that could obviously be prohibitively expensive, especially if you're dragging it out over time.